What living benefits insurance coverage works for you?

Posted by Robyn Latchman

We know the unexpected can happen; the key is having a solid plan in place to protect your well-being and financial future. The type of insurance that is right for you might not be right for me. To make the right choices for your family and business, you need to become familiar with the types […]

Some helpful tools to be used in your estate planning

Posted by Robyn Latchman

In the past I spoke of putting pen to paper and start to create your desired plan. Just like an architect starts with an empty sheet of paper, they too slowly build their whole structure — one line at a time. In this article, I am going to talk about some of the available estate […]

Touting a triple back-to-back arrangement: Life insurance, annuities and investments combined into one complete package

Posted by Robyn Latchman

Life insurance, annuities and investments are the three parts you need for a Triple Back-to-Back. So what is a triple back-to-back? It’s an arrangement that involves the purchase of two totally separate contracts: a life annuity and a life insurance policy. A triple back-to-back is an arrangement which utilizes a corporate-owned insured annuity along with […]

Long-term care insurance a valuable asset to employ

Posted by Robyn Latchman

Long-term care insurance (LTCi) is still in it’s infancy in Canada. I do not think, Insurance Companies and Advisors are doing a very good job marketing it at all. Most of us know what long-term disability insurance (LTDi) is. So I am going to compare them because there are similarities. Basically, they both pay out […]