“Iwish I never said that…” Have you ever thought that? A couple of months ago, I wrote about key person insurance, I think this column on specialty products will complement it well. Some specialty products have been around for a long time, others just recently. Today, we can insure most anything we can think of, […]

We are living longer. In fact, statistics are telling us that our retirement will last longer than our carrier. I don’t know what that tells you, but it tells me we can’t sit back and keep putting off the planning for our financial future. Five common reasons why people haven’t prepared a financial plan: • […]

Holidays are a time for families to get together. Cohabiting couples now make up a growing proportion of Canadian families. This column focuses on common-law couples who face unique legal, tax and financial planning issues. Unfortunately, they are often the least likely to formalize their relationships to protect their individual and joint interests. As an […]