Combination plans the more worthwhile coverage

Posted by Robyn Latchman

Last month I wrote about statistics and facts relating to why long term care insurance (LTCi) is a valuable insurance product for most of us to own. If you have not read my August article please read it, in fact all of my articles are online at virtual.canoe.ca (choose “Barrie Business” under “Publishers”). There are […]

Guarantee your financial future with GMWBs

Posted by Robyn Latchman

Ensurea monthlyincome with guaranteed minimumwithdrawal benefits You can run but you can’t hide. Is there a safe place left to hide? A smart investor needs to diversify by investment product. It is not good enough to diversify solely by asset class now. There really is no safe asset class anymore. We have experienced a world […]

Legacies, Bequests, Philanthropy, Charitable Giving part 3

Posted by Robyn Latchman

In this column, the third of a three-part column, I’m going to outline some more gifting strategies that take more up-front planning but once again the outcome can give much greater meaning and benefits for all concerned today and for years to come. The types of gifts, donations, bequests and legacies I’m going to talk […]

‘Key person’ insurance is vital

Posted by Robyn Latchman

Having a successful business really depends on your ‘key person.’ Who is your ‘key person’? What is a ‘key person’ to you? To me, it is the person that brings in the business (i.e. the money). PICTURE THIS: Darrin, age 39, has become a ‘key person’ on Alan’s team. As the general manager of Alan’s […]

The enduring necessity of carrying life insurance

Posted by Robyn Latchman

Life insurance is one of the cornerstones of a sound financial plan. All other financial planning can be for naught without the foundation of having adequate life insurance in place in the event of a premature death. Life insurance can help ensure that everyday living expenses are covered, from the mortgage to car loans, credit […]