With all the Government cut backs today we are encouraged to be as charitable as we can be; because the amount of funding received by charitable organizations from the government has been dramatically reduced over the years. Our reaction did not surprise the government; Canadians are stepping up in all capacities; individuals, corporations and organizations […]

RRSPs are vital and should be among primary investments Registered retirement savings plans (RRSPs) were introduced by the Government of Canada more than 50 years ago to encourage Canadians to plan and save for their retirements, rather than relying on government or company pensions. RRSPs are the single most significant opportunity for tax-sheltered, tax-deferred investment […]

For the majority of Canadians, a Registered Retirement Savings Plan (RRSP) is one of the preferred choices for accumulating retirement savings. After all, the contributions are tax-deductible and the growth is tax-deferred. That being said, for some individuals, a Registered Retirement Income Fund (RRIF), or even making further RRSP contributions, may not be the best […]

Now is the time to take control of those ‘risks’ that could derail all of your dreams in one split second. Whether you are in your 20s, 30s, 40s, 50s, 60s, 70s or older, let me educate you and give you some knowledge that is prudent for everyone to know. HOW TO: • Pay off […]

I often talk about living benefits — and how important they are to have during our working years as they have the ability to protect our earnings as well as our savings. But what would happen if one of our children developed a serious illness? Fortunately, advances in medicine mean there are better treatments available […]